702-527-7777

Membership Benefits/Services


AMAGF’s primary service offering is loan packaging and placement of Commercial Business and Real Estate Loans. Our services are needed because commercial lending institutions as well as the Small Business Administration (SBA) and other government entities such as the USDA that guarantee business loans require that loan requests be prepared under rigorous guidelines in order to be reviewed and approved.

For example, the SBA underwriting guidelines are detailed in a 400-page document. These guidelines describe eligibility rules, how loan applications must be completed and the company exhibits, documents, SBA forms, cash flow analysis and financial analysis that must accompany the loan application. The SBA's 7(a) loan guaranty and the 504 debenture programs as well as conventional commercial lending vary as to the packaging information and documents required and analysis format. Our principals have over 35 years experience in preparing loan packages which have led to a high approval rate for loans requested.

AMAGF also offers consulting services to small business owners in conjunction with writing business plans, as well as education and training opportunities to help start and manage a small business.

The following steps outline the common pathway to funding:

STEP 1: ELIGIBILITY CONSULTATION

Consultation to determine basic loan eligibility

STEP 2: DISCLOSE ALL FEES

Loan packaging and retainer to meet all SBA or commercial regulations

Step 3: Complete Business Loan Application

Complete required application with all business addendums & exhibits

STEP 4: LOAN PLACEMENT

Determine best SBA or Commercial preferred lender

STEP 5: LENDER REVIEW AND PRE-APPROVAL

Letter of interest issued

STEP 6: PACKAGE SENT TO UNDERWRITING

Applications completed and underwriting and approval to follow

STEP 7: FORMAL SBA AND/OR LOAN APPROVAL

All loan stipulations cleared

Clear to Close Issued

SBA loan authorization issued to lender

STEP 8: CLOSING & FUNDING

Sign documents and receive funding

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